After the holidays (and the amazing food) have come and gone and the New Year plans are made, talks of New Year’s resolutions are inevitable. Exercise, diets and getting organized always seem to claim the top spots for most popular resolutions. Are you tired of making proclamations as the clock strikes midnight that you can’t seem to stick with? D.R. Horton is here to help with tips of how to turn your New Year’s resolutions into a reality.
According to Apartment Therapy, these are the top 4 things to do to help your resolutions stick.
Resolutions = Habits
Habits are hard to break and forming new (good) habits can be hard to do. According to an article from 99U, there are 5 Scientific Ways to Build Habits that Stick.
The first tip? Breaking your goal into “micro quotas” and “macro goals.” Start small and give yourself building blocks to work up to the long-term goal. For example, if your New Year’s resolution is to “tackle debt” then try making shorter term micro quotas. This can include committing to bringing your lunch to work and cutting out the trips to the coffee shop.
Go Beyond Making a List
Perhaps more important than making the list of resolutions is reminding yourself why you want to make those changes. Don’t just write down “get out of debt.” On paper that might sound daunting and really difficult in theory. But if the reason you want to get really serious about tackling your student loans is to start saving for that down payment on your first house, then it’s good to keep that in mind while you’re cutting the cable.
Select an Accountability Partner
Declaring your resolution at the New Year’s Eve party is one thing, but if you’re really serious, share your resolution with a trusted friend or family member who can help you stay on track with your goals and keep you honest. Also, think outside the box when it comes to your support systems. If you’re focused on cutting the debt, budget resources like the HomeBudget app, or savings apps like Qapital and Digit can help you meet your goals.
Kick the Triggers to the Curb
Put a big spotlight on why you’ve been unsuccessful with your goal in the past and try to foresee roadblocks to your success. If you fall victim to the convenience of the coffee shop on your way to work each morning, do something about it now. Perhaps that’s investing in an upgraded coffee maker that you can set on a timer. Long term, that programmable coffee maker will be far less than the money you’d spend elsewhere.
And if your New Year’s resolution has you thinking about home ownership goals, D.R. Horton’s family of brands has homes for every stage life.